Personal Property:
Tenant is responsible for insuring all personal property, including but not limited to, furniture, office and medical equipment, and the delivery thereof.  This is especially important when moving to or relocating within a building in case of loss or damage to the equipment and/or building during the move. 

General:
Prior to the Commencement Date and continuing throughout the term of the lease, Tenant shall obtain and maintain insurance coverage, and deliver to owner or manager certificates of insurance in the following minimum amounts and containing the following provisions:

• “All risks” coverage insurance, subject to standard policy exclusions on all of Tenant’s personal property located at the Leased Premises in an amount not less than the full replacement cost thereof;
• Commercial general liability insurance against claims for bodily injury, death, and property damage occurring in or about the Leased Premises, such insurance to afford protection to the limits of (i) $1,000,000 per occurrence and (ii) $2,000,000 annual aggregate;
• Medical malpractice insurance in amounts not less than $200,000 per occurrence, on an occurrence basis;
• Workers’ Compensation and Employer’s Liability as required by California law;
• Provide a waiver of subrogation in favor of Cambridge, and provide that the policy will not be cancelled or reduced in value except a reduction in policy aggregate due to incurred claims, without 30 days’ prior written notice to Landlord;
• Include endorsements covering: severability of interest; cross-liability among insureds; and stating that vendor’s insurance is primary and non-contributing with any insurance carried by Cambridge Health Center of San Diego, LLC;
• Issued by insurer(s) rated “A X” or better by A.M. Best.

The Certificate of Insurance should include the following:

The Commercial General Liability policy shall contain an Additional Insured Endorsement covering the following entities. Such Additional Insured Endorsement shall provide coverage to the Additional Insureds on a primary basis and shall not contribute with any insurance purchased by the Additional Insureds.

• Rady Children's Hospital - San Diego
• Cushman & Wakefield as Agent for Owner
• The respective officers, directors, employees agents, partners and assigns of these listed Additional Insured.

The Certificate Holder shall be shown as:

Rady Children's Hospital-San Diego

Submit COI to:

Attn: Javier Marin, Property Manager
7910 Frost Street, Suite 260, San Diego, CA 92123
Email: javier.marin@cushwake.com